More Volume. Less Effort.
Refinancing that scales with you.
High admin costs, rigid bank lines, manual reporting processes – daily operations eat your margin. We automate your refinancing and open new capital sources.
What slows leasing companies down
Six hurdles limiting growth and profitability.
Personnel Costs
Manual processes tie up qualified staff. Every bank submission, every report costs time and money.
Reporting Chaos
Each refinancing partner wants different formats, metrics, cycles. Excel hell instead of automation.
Interest Burden
Suboptimal allocation between refinancing sources costs basis points. Adds up quickly with large portfolios.
Admin Costs
System breaks, media breaks, data silos – IT landscape grows but efficiency stagnates.
No Capital Market Access
Securitization sounds attractive, but barriers are high: know-how, infrastructure, investor network – all missing.
Scaling Limit
Bank lines are capped. When business grows faster than lines, it means: Stop. No matter how good the assets.
Choose Your Solution
From full-service to reporting only – all modules build on each other.
RefiOS™
Refi Management + Securitization + Reporting
Manage your entire financing mix centrally – from bank loans via forfeiting to securitization.
Learn moreSecOS™
Securitization + Reporting
We structure your securitization, find investors, and handle complete SPV management including reporting.
Learn moreReportOS™
Reporting for existing deals
Already have a securitization? We handle ongoing reporting and waterfall calculation.
Learn more| Features | Full Service RefiOS™ | Standard SecOS™ | Base ReportOS™ |
|---|---|---|---|
| Refinancing Management | |||
| Financing allocation (bank, forfeiting, securitization) | ✓ | ✗ | ✗ |
| Automated bank submission | ✓ | ✗ | ✗ |
| Manage bank as loan partner | ✓ | ✗ | ✗ |
| Partner management (terms, limits) | ✓ | ✗ | ✗ |
| Securitization | |||
| Securitization vehicle (Luxembourg) | ✓ | ✓ | ✗ |
| Transaction structuring | ✓ | ✓ | ✗ |
| Investor matching | ✓ | ✓ | ✗ |
| Manage purchase processes | ✓ | ✓ | ✗ |
| Reporting & Compliance | |||
| Waterfall calculation | ✓ | ✓ | ✓ |
| Interest swap modeling | ✓ | ✓ | ✓ |
| Investor & regulator reports / portfolio reporting | ✓ | ✓ | ✓ |
| ESMA reporting | ✓ | ✓ | ✓ |
| Audit trail & compliance | ✓ | ✓ | ✓ |
Bike Leasing: Scaling Without Limits
"Greenium scales with our growth – without additional personnel. The platform handles refinancing and reporting automatically."
Let's find the right product
Whether full-service or individual modules – we're happy to advise on your optimal solution.